Gregg KnightMortgage & Money Coach
Gregg Knight under the Huntington Beach pier

Retire Smarter

In Retirement, Your Paycheck Shrinks. Your Mortgage Payment Doesn't.

That's the Retirement Squeeze. Want more to live on when you retire? Pay off your mortgage while you're still working, using money you already have. Retire Smarter: The NoMoreMortgage Method shows you how. No refinancing. No HELOC. No new debt.

New course opens Tuesday, December 1.

Join the waiting list and get the waiting-list price: $397 instead of $497, for the first 7 days only.

Waiting-list price ends Monday, December 7, at midnight Pacific. Then it goes to $497.

Why $397? You're early. My first students help me make the course better, so I want to thank them.

You're on the list.Check your email now and click the button to confirm.

Wherever you live, this is for you. The education works the same in every state. If a rule changes by state, I'll show you how to check yours.

See Your Retirement Squeeze.

Same house. Same payment. Your paycheck shrinks.

While you're working
$2,398 payment on $8,500 a month take-home pay
28%
of your income goes to the mortgage
After you retire
The same $2,398 payment on $5,450 a month
44%
of your income goes to the mortgage

Example for illustration only. Your numbers will be different.

Have you ever wondered what retirement could feel like if you owed less and had more?

In the example above, that's $2,398 a month that stays with you. That's $28,776 a year. Here's what that could mean for you:

  • Travel, or just stop counting every dollar.
  • Help pay for your grandkids' college.
  • Help your kids, instead of needing their help.
  • Work because you want to, not because you have to.
  • Sleep better knowing your biggest bill is gone.
  • Leave your home to your family, paid off.

Here's How You Get There.

That's what Retire Smarter: The NoMoreMortgage Method™ is for. It's pure math, using cash flow you already have.

8 lessons made of short videos, each about 2 to 3 minutes. Plus the Retire Smarter Payoff Planner.

Here's what you'll learn:

  • How big your own Retirement Squeeze is, in dollars.
  • Your No More Mortgage Date: the month your house payment is gone.
  • Your Permanent Pay Raise: the money you keep every month as each debt is paid off.
  • How many years of payments you skip, and how much interest you keep.
  • The holes in your cash flow most people never notice.
  • What to avoid: HELOC payoff plans, velocity banking, refinancing, and "just pay extra."
  • Your answer to "Shouldn't I invest instead?"
  • Plus the Retire Smarter Payoff Planner. Put in your own numbers and see your plan.

Know Your Numbers. Know the Math. Results vary. Financial education, not financial, legal, or tax advice.

Is This for You?

This is for you if...

You're in your 40s, 50s or 60s, or still working at any age. You still have a mortgage. And more money comes in each month than goes out.

Not for you if...

More money goes out each month than comes in. The method needs positive cash flow, and I'd rather tell you now than after you buy.

What My Clients Say.

"Gregg is different. He does not advocate velocity banking and/or other exotic schemes. Instead, he prefers to coach people in the simplest, most likely to succeed approaches. He cares about outcomes. I respect that a lot."

Kent

"With Gregg's advice and guidance, my family has realized financial stability and prosperity that we would have never experienced without Gregg sharing his knowledge with us. I cannot thank Gregg enough now that we are retired comfortably and enjoying time with our Grandkids."

Dave M., Retired Police Officer

Gregg Knight under the Huntington Beach pier

Serve to Protect.

I'm Gregg Knight. I've been a mortgage pro since 1998. I spent years watching homeowners chase complicated payoff plans. Then I found a safer, simpler way that uses pure math.

Protecting people was my first career, as a police officer. Now I do it by teaching the math before you make a decision you can't undo.

Questions People Ask.

Do I have to refinance?

No. No refinancing, no HELOC, and no new debt. You use the money you already have.

What if I'm already retired?

It can still work, as long as more money comes in each month than goes out.

Is this one of those HELOC payoff plans?

No. It's pure math, using the cash flow you already have. I'll show you why I don't teach HELOC plans.

Does it work in my state?

Yes. Wherever you live, this is for you. The education works the same in every state. If a rule changes by state, I'll show you how to check yours.

Save Your Spot.

Retire Smarter: The NoMoreMortgage Method opens Tuesday, December 1. Join the waiting list now and get $397 instead of $497 for the first 7 days.

You're on the list.Check your email now and click the button to confirm.

P.S. Joining the waiting list is free. Your $397 price is good for 7 days after the course opens. Then it goes to $497.