Your Full House Payment
Put in your numbers. See what you will really pay each month. The boxes start with sample numbers. Type over them with yours.
1The Loan
This is the money you borrow and pay back each month, plus interest.
Home price minus down payment$0
Not sure of today's rate? See Freddie Mac's weekly average
P&I means principal and interest$0
2Property Taxes
Every homeowner pays these to the county each year.
Tip: Search your county's name plus "property tax rate." Don't go by the seller's tax bill. Yours can be higher.
3Homeowners Insurance
This pays to fix or rebuild your home if something bad happens. Your lender will require it.
Tip: Call the agent who has your car or renters insurance for a free quote.
4Mortgage Insurance
Lenders often add this when you put down less than 20%.
5HOA Dues
Some neighborhoods and condos charge a monthly fee. This is called HOA dues. HOA means homeowners association. If your home has none, leave this at 0.
=Your Payment
- Loan payment (P&I)$0
- Property taxes$0
- Homeowners insurance$0
- Mortgage insurance$0
- HOA dues$0
Each line is rounded to the nearest dollar.